UAE Insurance Sector Sees Significant Growth in 2025

Aug 24, 2026

76 min

Aug 24, 2026 14:31

UAE insurance assets hit Dh164.9b as premiums surge 15%

## Asset and Premium Growth

In 2025, the UAE insurance industry experienced a notable increase in total assets, reaching Dh164.9 billion, a 6.1% rise from the previous year. This growth was driven by a 14.9% surge in gross written premiums, which amounted to Dh74.8 billion, up from Dh65.1 billion in 2024.

## Profit and Claims Increase

The sector's profits saw a substantial jump of 54%, totaling Dh4 billion compared to Dh2.6 billion the year before. Meanwhile, total claims paid by insurers rose by 11% to Dh46.2 billion. Despite the increase in claims, premium income grew at a faster rate, contributing to the overall financial health of the industry.

## Investment and Capital Strength

The insurance sector maintained a strong investment portfolio, with invested assets at Dh96.4 billion, representing 58.4% of total assets. The industry's capital position was robust, with available capital at 455% of the minimum required level, ensuring stability and compliance with regulatory standards.

## Expansion of Policies

The number of active insurance policies reached 17.3 million, with health insurance policies notably increasing by 26.1% due to mandatory health coverage. This expansion reflects a growing demand for insurance products across the UAE, supported by the implementation of compulsory health insurance schemes.

## Industry Composition

By the end of 2025, the UAE insurance market comprised 58 companies and 515 insurance-related professions. The sector's growth was marked by an increase in both asset base and policy numbers, alongside a significant rise in health insurance coverage, which broadened the customer base beyond existing premium values.

Read the full story at the source

What you need to know to get Emirates ID?

Leave your details and get a guide as a gift to avoid mistakes

Article contents

LinkedIn X Facebook WhatsApp Telegram