UAE Rental Market Shifts Away from Cheque Payments

Feb 18, 2026

85 min

Feb 18, 2026 11:32

UAE rental market begins to move beyond cheque-based payments

## Transition to Flexible Payment Models

The UAE rental market is gradually moving away from traditional cheque-based payments, which have long been a challenge for tenants. Historically, renters in cities like Dubai and Abu Dhabi were required to pay rent in one to four post-dated cheques, despite receiving monthly salaries. This system often created financial strain due to the large upfront payments required.

## New Payment Structures

To address this issue, new payment models are emerging that allow tenants to pay rent in monthly instalments. These models ensure landlords still receive the full annual rent upfront, maintaining their cash flow and security. The integration of the UAE Direct Debit System with the Ejari tenancy registration system is facilitating these changes, allowing for scheduled payments directly from bank accounts.

## Role of Real Estate Platforms

Real estate platforms in the UAE are evolving beyond mere listing services. They are exploring integrated rent collection, digital contract management, and links to financial products. Platforms like MyQasr are examining features such as income verification and credit checks, indicating a shift towards more transaction-focused services.

## Non-Credit Card Solutions

Some platforms are developing systems that convert annual rent into monthly payments without relying on credit cards. This approach is particularly beneficial in the UAE, where many residents lack extensive local credit histories. These solutions aim to align rent payments with monthly income cycles while ensuring landlords receive upfront payments.

## Impact on Short-Term Rentals

In the short-term rental market, payment structures and fees are affecting returns. Platforms are offering lower commission rates and flexible payout options to attract landlords focused on profitability. Compliance with holiday home regulations remains crucial in this segment.

## Digital Assets and Real Estate...

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