Home Services VIP Bank Account in UAE for Non-Residents

VIP Bank Account in UAE for Non-Residents

You can open a bank account in the UAE even without a residency visa, provided you meet the bank's requirements for a high-net-worth client. This is possible through a VIP investment account format, designed for capital storage, securities, and asset management through the Arab banking system. Private access to the UAE financial system—without the need for a residency visa. MIRAD assists clients in opening VIP investment accounts intended for high-net-worth clients, capital storage, and asset management.


Features of a VIP Account for Non-Residents

  • No UAE residency visa required.
  • Suitable for storing large sums and investments.
  • Verified sources of income and assets needed.
  • Minimum threshold: from 200,000 USD (set by the bank).
  • Opening period: 2–3 weeks.

How Does the Procedure Work?

  1. In-person meeting with a banker in the UAE and signing forms.
  2. Remote support after submission.
  3. Receiving account details and online access.
  4. Issuance of a debit card (in the UAE or via courier delivery).

Investment Component

A VIP account is accompanied by the mandatory purchase of a bank investment product. MIRAD helps select the optimal solution.

  • Mutual funds.
  • Stock market shares.
  • Bonds (government, corporate, Sharia-compliant).

Important to Know

Compliance and Risk of Rejection

The bank may refuse for geopolitical or compliance reasons. Chances are higher with a second citizenship, residency in other countries, and verified assets.


VIP Account Without a Visa in the UAE

Access to the UAE banking system is possible even without a residency visa. The key is the right entry strategy. MIRAD opens VIP accounts turnkey, confidentially and quickly.

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What is Included in the MIRAD Service

  • Client profile audit and compliance assessment.
  • Selection of bank and investment product.
  • Preparation of applicant's portfolio.
  • Organization of a meeting with a banker.
  • Full compliance support and account activation.
  • Consultations on account usage, cards, and transfers.

FAQ: VIP Account for Non-Residents in the UAE

❓ Is a UAE visa required to open a VIP account?
✅ No, the account is opened without a residency visa.

❓ What is the entry cost?
✅ The minimum investment threshold starts from 200,000 USD.

❓ How long does it take to open?
✅ Usually 2–3 weeks, including a meeting with a banker and compliance.


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