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Home Services Business Loan in the UAE for Companies - MIRAD Support

Business Loan in the UAE for Legal Entities

Companies conducting legal activities in the UAE can obtain targeted financing from national banks for business expansion, equipment purchase, investment projects, or increasing working capital. Obtaining a business loan is a structured process that requires transparent reporting and strategic justification.

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Who Can Apply?

  1. Companies registered in Mainland or Free Zone.
  2. Legal entities operating in the UAE for at least 2 years.
  3. Organizations with audited financial statements.
  4. Businesses with an active office and ongoing activities.

Loan Conditions

  • Audited statements with profit for the last 2 years.
  • Clear loan purpose (equipment, warehouse, staff, expansion).
  • Targeted use is strictly controlled by the bank.
  • Amount and rate depend on the company's turnover and history.
  • Easier for Mainland, more checks for Free Zone.

Mainland or Free Zone: What to Choose?

Mainland

Simplified access to loans and favorable conditions from banks.

Free Zone

May require more checks and additional guarantees, but loans are also available.

Is Your Business Ready to Grow?

MIRAD provides turnkey financing: from application to signing the loan agreement.

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What MIRAD Does

  • Financial audit and document preparation.
  • Consultation on loan purpose.
  • Preparation of business summary and presentation for the bank.
  • Selection of the optimal bank.
  • Compliance support and application submission.
  • Assistance in negotiating rates, terms, and guarantees.

Why Choose MIRAD

  • Experience with all UAE banks.
  • Realistic assessment of credit chances.
  • Support even for complex cases.
  • Long-term relationships with relationship managers.
  • Confidentiality and protection of client interests.

FAQ: Business Loan in the UAE

❓ How many years should the company be operating?
✅ At least 2 years and have audited statements.

❓ Can a loan be obtained in the Free Zone?
✅ Yes, but compliance will be stricter.

❓ What can the loan be used for?
✅ Only for purposes agreed with the bank (equipment, expansion, working capital).

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