UAE Landlords Gain Access to Tenants' Credit Scores via UAE PASS

May 17, 2026

68 min

May 17, 2026 12:30

UAE landlords can now check tenants’ credit scores through UAE PASS

## New Tenant Screening Service

Landlords in the UAE can now access prospective tenants' credit scores through a new digital service introduced by Etihad Credit Bureau. This service, developed in collaboration with UAE PASS, allows tenants to securely share their credit information before renting a property.

## Consent-Based Process

The Tenant Screening service operates on a consent-based model. Landlords can request a tenant's credit score, but the information is only shared once the tenant approves via UAE PASS, the national digital identity platform. This initiative aims to enhance transparency and trust in the rental market.

## Enhancing Financial Security

The introduction of this service is expected to impact thousands of residents seeking rental homes, as financial checks become more common in tenancy agreements. The Etihad Credit Bureau also announced improvements to its Cheque Clearance Indicator, now utilizing AI to predict cheque clearance likelihood based on credit records.

## Broader Digital Ecosystem

Officials highlight that these services are part of a broader effort to reduce financial risks in real estate, such as rental disputes and payment delays. The UAE PASS is evolving into a digital trust infrastructure, supporting secure data exchange and consent management across various sectors.

The Etihad Credit Bureau plans to expand the Tenant Screening service and introduce more digital solutions using UAE PASS, aiming to create a more interconnected digital ecosystem in the UAE.

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