DIB Reports Strong Half-Year Revenue of Dh12.4 Billion

Jul 15, 2026

89 min

Jul 15, 2026 04:31

DIB posts half-year revenue of Dh12.4 billion

## Financial Performance Dubai Islamic Bank (DIB), the UAE's largest Islamic bank by assets, reported a robust financial performance for the first half of 2026. The bank's gross revenue increased by 10% year-on-year, reaching Dh12.4 billion. This growth was driven by both funded and non-funded income streams.

## Profit and Assets DIB's pre-tax profit stood at Dh4.3 billion, while net financing assets grew by 7% to Dh281 billion. The bank extended Dh43 billion in new financing during this period. Asset quality improved, with the non-performing financing ratio dropping to 2.4% and the cost of risk remaining low at 28 basis points.

## Deposits and Capital Customer deposits rose to Dh327 billion. The bank maintained strong capital and liquidity buffers, with a CET1 ratio of 13% and a liquidity coverage ratio of 140%.

## Strategic Focus Mohammed Ibrahim Al-Shaibani, Chairman of DIB, highlighted the UAE's resilience amid global challenges, supported by economic diversification and disciplined policy execution. The bank remains focused on disciplined growth, preserving asset quality, and supporting the UAE's economic ambitions.

## CEO Insights Dr. Adnan Chilwan, Group CEO of DIB, noted that the bank's profitability remained strong, with operating profit rising 6% year-on-year to Dh4.8 billion. The bank's focus on returns and asset quality was evident in the improved non-performing financing ratio and low cost of risk.

## Market Leadership DIB reinforced its leadership in Islamic capital markets, participating in significant sukuk issuances and syndicated financings. The bank also saw strong growth in consumer banking, with personal finance volumes increasing by 30% year-on-year.

## Digital and Sustainable Initiatives Digital acquisition reached record levels, with 83% of new CASA customers onboarded through digital channels. DIB also originated Dh3.1 billion in sustainable finance and launched a sustainability platform, Green Concierge, to support clients' transition agendas.

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